Monetary Bliss

Monetary Bliss shows your money day by day, not just as a monthly total.

Using a calendar-based view, the app:

• Accounts for when income actually arrives
•  Shows upcoming bills and planned expenses before they hit  
• Updates your available balance as spending changes
   

 So you can see how today’s choices affect the days ahead — not after the fact 

   Most budgeting apps focus on tracking what already happened.
Monetary Bliss is built to prevent problems before they happen.

Instead of relying on categories, averages, or delayed balances, Monetary Bliss:

• Shows your true available balance per day 
• Prevents real-time overspending by accounting for timing gaps competitors miss 
• Helps you avoid negative balances before they occur
   

 Even when money will be tight in the future, you’ll see it in advance — giving you time to adjust before overdrafts or late fees occur 

 Monetary Bliss is designed for people who:

• Live paycheck-to-paycheck despite earning enough
• Feel stressed or avoid looking at their finances
• Get surprised by expenses they “should have planned for”
• Want clarity without complex budgeting rules

Especially:

• Adults ages 18–34
• Parents managing household expenses
• Anyone tired of financial surprises
   

 Even with budgeting tools available, consumers paid over $12 billion in overdraft and NSF fees last year — more than the year before. This shows that the challenge isn’t access to tools, but visibility into when spending becomes unsafe.

Monetary Bliss exists to close that gap by showing what’s safe to spend on any given day, helping people make informed decisions before fees and shortfalls occur.

  Your financial information matters.

Monetary Bliss is being built with:

• Privacy-first design
• Thoughtful security practices 
• User control at the center
   

No pressure. No confusion.

Monetary Bliss was created by a banking professional who experienced firsthand the frustration of earning enough money — yet still feeling financially unstable.

After seeing the same pattern repeated across countless customers, the need became clear:

People don’t need more budgeting rules.
They need clear, honest visibility into their cash flow.
 

This app is the tool that was missing.

  Monetary Bliss was created by a banking professional who saw firsthand that earning enough money doesn’t guarantee clarity — the difference is timing visibility. 

Monetary Bliss is currently in development.

Early access members will:

• Be first to try the app
• Help shape features through feedback 
• Gain clarity around day-to-day spending
   

Free. No credit card required